Towergate insurance has long been a well trusted and established name in the insurance industry. The company offers a wide variety of insurance types. One type of insurance offered by Towergate is business insurance. A necessity for any type of business, Towergate offers specialised kinds of business insurance for companies. After all, many businesses have their own unique aspects which necessitate different coverage. However, they also offer types of basic coverage that all business require.

Towergate offers specialised business insurance policies for certain industries, such as marine trades, shops, doctors, pubs, restaurants and landlords. Despite this variety, there are some certain types of coverage that are basic to all types of businesses. For instance, liability coverage is offered to all kinds of businesses and is highly recommended to obtain. This insurance protects you against different types of liability that could threaten the viability of your business.

Liability Insurance from Towergate is actually comprised of various components. These would include public liability, which is protection for third party liability. Products liability protects you if your product is substandard and causes harm to others. Professional indemnity is a type of liability insurance that protects you if your professional advice causes any errors which could cause loss or injury. A fourth kind of liability insurance is libel and slander. If you are a writer, this protects you from any liability claims that may arise due to your work. Employers™ liability is another sort of liability insurance, this protects a business if an employee is injured on the job. This kind of coverage is a legal requirement if you employ others.

With such a wide array of liability coverage for businesses, it can be perplexing to determine which kinds of liability insurance you need. Towergate has made it easy to determine this simply from their website. By providing site users with four key questions that are answered simply yes or no, the tool will then provide you with a recommendation based on your answers to these questions. Additionally, Towergate makes it easy to contact them via email or phone which can provide you with any manner in which to obtain this important information.